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M&T Online Banking and M&T Mobile Banking{{d204*}} have multiple features in place to help protect your financial and personal information.

• You must provide at least 2 separate pieces of information for verification during enrollment
• You will always be asked to enter your unique User ID and passcode upon login unless you previously enrolled in fingerprint or facial recognition loginÌýusing a compatible device requiring your fingerprint or facial recognition data to login to the mobile app
• You will be periodically asked to answer personalized security questions to gain account access or you may be sent a one time passcode (OTP) to your email, mobile number or though push notification.
• Your data will beÌý​stored and transmitted with 256-bit SSL encryption
• You will be automatically logged out of an inactive session

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