Cash-Secured Loans
Get more from the funds you already have. Finance a big purchase or consolidate high-interest debt with a cash-secured loan{{d54*}} from M&T.
Features of a Cash-Secured Loan from M&T
- Competitive fixed-interest rates
- Secured by cash deposits, such as those from anÌýM&T Certificate of DepositÌýor anÌýM&T Savings Account{{d43*}}
- Loan is secured by the funds in your deposit account, which must equal at least 100% of the loan amount
- Fast approval process
- Prompt, professional attention
- Relationship discounts for customers with qualifying M&T Bank consumer checking accounts
- A great way to build your credit
Maximum Loan Amount
$100,000
Minimum Loan Amount
$2,000
Rates
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Repayment Term
12 - 120 months{{d462*}}
Make a Loan Payment
Already have a cash-secured loan with M&T? We offer a number of different ways to make your loan payment, so you can choose the most convenient method for you.
